SBI
Housing Loan
is one of
the most simple
and user-friendly
home loan
through India.
The home loan
offers many
services to
customers
to help them
realize their
dream home
plans better.
The SBI Housing
Loan comes
with packages
and exclusive
benefits.
The SBI Housing
Loan can be
taken for
various purposes.
You can take
the loan for
the purchase
or construction
of new houses
or apartments
or buying
an existing
house or flat.
The loan can
be taken to
purchase a
parcel of
the house.
For extension,
repair, renovation
and transformation
of an existing
home, you
can also benefit
from this
loan. The
SBI home loans
include the
purchase of
furniture
and consumer
durables.
You can also
ask the loan
to a resumption
of credit
from other
banks and
housing finance
companies.
Anyone with
a minimum
of 18 years
with a stable
source of
income can
apply for
the loan and
the maximum
repayment
age is 70
years. If
you are aged
between 21-45
years, you
can get loan
up to 5 times
your annual
net income
and if your
age is above
45 years,
you have the
right loan
for an amount
of 4 times
your Annual
net income.
The bank offers
a unique facility
of SBI Housing
Loan as free
personal accident
insurance
coverage and
group insurance
option form
SBI Life.
The SBI Housing
Loan offers
the possibility
to club your
income with
income from
your spouse
and children
to get e maximum
loan amount.
You can also
club the accountable
rent of the
mortgaged
property to
get the loan
amount. There
are special
facilities
for teachers,
Govt. employees
and for employees
of public
sector oil
companies.
Attractive
EMI installations
and the application
of interest
in daily life
reduce the
balance making
the SBI Housing
Loan more
desirable.
SBI also offers
housing loans
with complementary
international
ATM and debit
card, SBI
classical
or international
credit cards.
The loan gives
you the option
of E banking.
For personal
collection
and remittance
to the station
control the
bank has 50%
of concession
fees.
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